Organising your assets before retirement – Practical Guide and Checklist
An entrepreneur two years from retirement. An undeniable professional track record, personal affairs in complete disarray. He no longer knows exactly how many bank accounts he has opened. He thinks he has a Pillar 3a—but cannot remember which bank it is with. He owns an apartment in Spain, bought fifteen years ago, whose documents he […]
Family governance: why it is the key to a successful wealth transfer
Only 12% of family assets reach the third generation. Just 3% reach the fourth. This figure, drawn from research by Roy Williams and Vic Preisser (Preparing Heirs, 2003), is routinely misread: people assume the culprit is taxation, inheritance law, or legal structure. The reality is different. In the vast majority of cases, it is human […]
What is a family office? Complete guide 2026
You have heard the term “family office” without being quite sure what it covers. That’s understandable: there is no legal definition of a family office under Swiss law. Private banks, wealth managers, luxury concierge services, estate advisors—everyone lays claim to it. The term “family office” is essentially a commercial designation, not a legal qualification. This […]